Home and Personal

16th June 2020 Changes to un-occupancy cover that could change from 15th June 2020

The continued restrictions that have been put in place to fight the coronavirus have had a drastic impact on UK businesses, particularly within the retail, food and hospitality sectors. This continued closure raised concerns within businesses and insurers due to the number of unoccupied buildings...

1st March 2020 How climate change is rising the cost of insurance

Despite government initatives and the UK’s 2050 target to reduce emissions by at least 100% from levels captured in 1990, worldwide attempts to reduce climate changes have not yet hit the mark. The rise of severe weather  As severe weather is becoming increasingly recurrent and extreme, individuals...

31st January 2020 Are comparison sites pushing up the cost of insurance

Have you ever used a price comparison site? Most people have, as, on the surface, they look like they’re showing you the best value insurance quotes on the market. Due to the sheer volume of people who buy their cover through price comparison sites, many...

24th January 2020 How much is your mobile phone really worth

Since the iPhone was released in 2007, Apple Inc. has released 13 upgraded models through to 2017. While the original models may garner more attention due to nostalgia, the iPhone 3GS will now get you around £20, if you’re lucky. That’s a far cry from...

24th January 2020 Your go to Insurance Person

Insurance is one of life’s little inevitabilities for a great many of us, like booking your car in for an MOT, visiting the dentist, or filling out a tax return. It’s one of those things that comes round and round, giving even the most spontaneous people...

29th November 2019 Here’s why car insurance is set to rise

What do you know about the Ogden rate? Also known as the discount rate, this is used to work out the interest of the compensation payout amount that victims who have suffered life-changing injuries will receive to cover their future losses. As victims can invest...

22nd November 2019 Doing your Shopping online . Stay safe on the web

Only buy from trusted sellers When shopping online, you’re usually in safe hands when using websites for big name brands. If you’ve never heard of the vendor that you’re buying from, it pays to be wary. That’s not to say you should avoid buying from small...

14th November 2019 The Importance of taking action against flooding

For those who don’t take global warming seriously by now, you might be surprised at the predictions that have been made by the Environment Agency (EA) regarding UK flood defence. Reaching unprecedented levels Climate change has already had a major impact on British coastlines, moorlands, farms, towns...

1st November 2019 Staying safe when using fireworks

Halloween and Bonfire Night, and the days running up to them, are traditionally some of the busiest nights of the year for the police, the fire brigade and other agencies. Staying safe during ‘mischief’ week is as important as having fun. Anti-social behaviour associated with this...